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There are so many different kinds of insurance available.

  • Which insurance is right for you?
  • Are you over-insured or underinsured?

General advice does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances.

Underinsurance is a major issue in Australia. This can create major problems for you or your family if you were to get very sick, pass away or become disabled. Ken Filbey Financial Services can protect your family with the appropriate insurance options for your circumstances.


Life Insurance

Life can be unpredictable. What would happen to your family if you passed away? How would they meet mortgage payments and all the other costs of living without you?

Life insurance can minimise the financial disruption to your spouse and family...

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Income Protection Insurance

If you are temporarily unable to work as a result of illness or accident, your expenses will continue even though your income may have decreased or stopped altogether.

This type of cover can help you maintain your family’s quality of life during the...

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Total and Permanent Disablement Insurance

Total and Permanent Disablement occurs when you will not ever be able to return to your usual occupation (the type of work you are qualified by training, education and experience to perform) due to an illness or accident. Permanent disability often results in a dramatic lifestyle change with...

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Trauma Insurance

It’s not something anyone likes to think about, but recovering from a serious illness can produce severe financial stress, with medical costs, loss of income and costly rehabilitation expenses.

Sometimes it also means other capital expenses such as the need to make...

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